Mutual Funds: The Costly Affair (5-6 min read)

Oscar Wilde said,

“A cynic is someone who knows the cost of everything but the value of nothing.”

But does it apply to the mutual fund industry as well?

Let’s find out…

If you are currently investing in mutual funds or ever plan to do so in future, then this article is definitely for you. It won’t take much time and even if you think you know everything about it, just read to find out what you might be missing out on and if it happens that you did know it all then I am sorry for wasting your 5 minutes…

Let’s not beat around the bush anymore and come to the point: –

People are generally told this thing, “Higher the risk, higher the return.” It’s a significant saying in life, and I too agree with it, but wait a minute; What if I tell you that the statement loses its meaning when it enters through the doors of the mutual fund industry?

Confused? Well, it’s just a matter of cost. Now you may ask, “How so?”.

Continue reading “Mutual Funds: The Costly Affair (5-6 min read)”

Crave to Save

Well, well, Do you find yourself secretly scrolling through that fashion page? Did you always want to be the girl in the green scarf (confessions of a shopaholic reference) or are you one? Do you find yourself mind-noting all those pretty dresses? Do you notice the beautiful accessories from the corner of your eye? Aah…

And finally, do you want to spend a little (or a lot) less than what you already do at the malls?

‘Whoever said money can’t buy happiness, simply didn’t know where to go shopping.’ – Bo Derek

Continue reading “Crave to Save”

“The Ouch Fund” – Do You Have It? (4 min read)

Money magazine says that 78% people will suffer from a negative financial event in a 10-year period.

Lying on the small hospital bed with the IV in his hand and the broken mobile, after the car accident, Mr. Dumbbell was thinking about the next few months and the jolt to his earnings that the car accident had caused. Although medical expenses were not a major concern for him as they were covered by his insurance, his disrupted income stream posed a challenge for the family.

Many of his relatives and colleagues visited him while he was bedridden. Knowing his sudden financial need, some of his relatives and friends offered him help. If he hadn’t got the timely help, he was even prepared to liquidate his assets and investments.

But, each one of us might not be as fortunate as Mr. Dumbbell. So, what do you think he did wrong? Continue reading ““The Ouch Fund” – Do You Have It? (4 min read)”

Whom to trust with your money? (3 min read)

What is the dearest thing to you?

When we surveyed people, and asked them this question, most of them answered -family relations, health and money; in the same order of preference. Mr. Brainy and Mr. Dumbbell also had the same answers.

Since family relations are the dearest, what do you do to help maintain your family relations?

  • Spend time with family, give them due importance.
  • Behave affectionately.
  • Show our appreciation and love for our family.

Now coming to health and its issues,

Continue reading “Whom to trust with your money? (3 min read)”

We know it. Do we?

Many people die with their music still in them. Too often it is because they are always getting ready to live. Before they know it time runs out.”

-Oliver Wendell Holmes Sr.

We all know that we have one life to live and that there are no retakes. We know about all the good habits that one should possess for a successful life. We know about all the secrets there are to it, thanks to all the wisdom shared to us by successful people. We know that smart work and hard work should go hand in hand. So, what is the problem? Continue reading “We know it. Do we?”

Ready to pay the EMIs? Think Again!

Hi there! So here we are with another of Mr. Brainy’s and Mr. Dumbbell’s life experience. Hope you have read the previous ones, if not then do check them out, you might find some things of value and interest.

So, how many of you have really thought of buying a 5 BHK or a penthouse in some posh locality? All of us right? That’s cool!! That’s not a sin! Even I dream of buying one.
Like two ordinary young fellows in their early twenties, Mr. Brainy and Mr. Dumbbell also dreamt of buying a luxurious house. Continue reading “Ready to pay the EMIs? Think Again!”

The Perfect Balance

“He slept beneath the moon, he basked beneath the sun; he lived a life of going to do and died with nothing done”

Do you ever find yourself sitting on the couch cross legged, with the tv on, having a severe headache and a heavy heart, for you are not able to manage your work and social circles? Your friends think of you as being selfish and self-obsessed, your family feels neglected and your personal ambition lies wrapped up in a blanket somewhere. In your mind, you are just facing another bad day but is it just one day of cribbing to yourself? I don’t think so. Continue reading “The Perfect Balance”

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